It’s not just Alw-ixtar that has the problems. The entire Network Marketing industry has problems. Most people aren’t selling any products. They are just in the industry for recruiting. I’ve met a Networking Legend. He has told me some numbers. Like 1 in a hundred people break even in PDL, 1 in a thousand make a few grand, and then the 1 in ten thousand that make some very good income. The thing i can’t stand is the hype in payday biz. I’ve read that Alw-ixtar sales have gone down. So i wouldn’t rely on any loans program as a retirement plan. I think Bob has done a terrific job with his book and his business.